What Cash Can—and Cannot—Tell You About Your Church’s Financial Health A church can know exactly how much money is sitting in its checking and savings accounts. That information matters. Leaders need to know whether the church has cash available to pay employees, vendors, utilities, insurance, and the ordinary expenses of ministry. The difficulty begins when […]
Imagine a congregation preparing to launch a tutoring ministry in the fall. The board approved the program during the annual budget process. Volunteers are interested, ministry leaders have begun planning, and projected giving for the year is sufficient to cover the expense. Then the treasurer points to a problem no one noticed when the budget
When the Budget Says Yes but the Cash Says Not Yet Read More »
The governing body had spent nearly an hour discussing deferred maintenance. The education building needed a new air-conditioning unit, but only one classroom was currently being used. The church also needed exterior painting, new tile in the fellowship hall, and perhaps a replacement for the aging refrigerator whose door no longer stayed closed reliably. Financial
The Questions a Church Asks Shape the Future It Can Imagine Read More »
A recent conversation about leadership and conflict turned toward a question I have learned to expect. Most of my public work is with churches, pastors, governing bodies, and ministry leaders. I write and teach in Christian language. I speak about God, Christ, the Holy Spirit, Scripture, Calling, stewardship, and the responsibilities of communal life. How,
What Daoist Formation Contributes to My Christian Work Read More »
My work has taken form through subjects that churches often keep in separate rooms. Calling is treated as spiritual language. Governance belongs to boards. Money belongs to finance committees. Leadership formation belongs to pastors and training programs. Stewardship, discernment, authority, institutional responsibility, and congregational change are often discussed as though each were its own field.
The treasurer reaches the final page of the monthly report and pauses over the bottom line. Income is slightly ahead of expenses, and the church has a substantial balance in the bank. After several difficult months, the board members look relieved. Later in the meeting, the pastor returns to a ministry proposal that had been
A Financial Report Can Be Accurate and Still Hide the Truth Read More »
The finance report was not dramatic. Giving was flat. Not collapsing. Not in free fall. The line on the chart had simply stopped rising. A few months looked softer than expected. Expenses were higher than they had been the year before. Insurance had increased. Utilities had crept up. A repair that could no longer be
When Financial Anxiety Starts Governing the Church Read More »
Financial anxiety in ministry rarely arrives as crisis. It builds gradually through modest budget shortfalls, cautious salary adjustments, and conversations that end with the phrase “we’ll need to wait another year.” Nothing appears dramatic in isolation. Over time, however, the accumulation begins to influence how pastors think about their future, their families, and the congregations
When Financial Anxiety Quietly Reshapes Ministry Read More »
Most Churches Are Led by Devoted People Most churches are led by people of sincere devotion. They love their congregation. They care about the mission. They show up consistently. They pray before meetings. They are faithful. And yet, many congregations led by deeply faithful people still experience recurring strain. Meetings feel heavy. The same
Sustainable Ministry Requires Formed Leaders Read More »
Balancing the budget is not the church’s highest calling. Faithfulness is. The finance committee sits around a long table covered in spreadsheets. The numbers are not catastrophic. There is no crisis. But giving has softened slightly. Expenses have risen in predictable ways. The draft budget shows a modest shortfall. The room grows careful. “We need
When Balancing the Budget Is the Wrong Choice Read More »
